Investment Product Ratings
Lonsec’s financial product ratings
Our rigorous ratings system provides financial advisers with the insights they need to support their clients’ investment objectives. Our ratings are underpinned by our peer review process, which draws on the full expertise of our investment research team.
The rating system designates financial products under the categories of Highly Recommended, Recommended, Investment Grade, Fund Watch, Redeem and Screened Out. These ratings reflect Lonsec’s degree of conviction in the financial products’ ability to generate risk adjusted returns in line with relevant objectives.
Our managed fund ratings
Highly Recommended
The ‘Highly Recommended’ rating indicates that Lonsec has very strong conviction the product can meet its investment objectives.
Recommended
The ‘Recommended’ rating indicates that Lonsec has strong conviction the product can meet its investment objectives.
Investment Grade
The ‘Investment Grade’ rating indicates that Lonsec has conviction the product can meet its investment objectives.
Screened Out
The ‘Screened Out’ rating indicates Lonsec was unable to attain sufficient conviction that the product can meet its investment objectives.
Fund Watch
The ‘Fund Watch’ status is applied when a rating is under review due to the occurrence of a significant event relating to the product.
Redeem
The ‘Redeem’ rating indicates Lonsec no longer has sufficient conviction that the product can meet its investment objectives.
Our direct equity ratings
Approved
The ‘Approved’ rating indicates that Lonsec believes the product can meet its investment objectives.
Not Approved
The ‘Not Approved’ rating indicates that Lonsec does not believe the product can meet its investment objectives.
Our 5-Year logos
Platinum
Awarded to products rated Highly Recommended for five years in a row.
Gold
Awarded to products rated a mix of Highly Recommended and Recommended over five continuous years.
Silver
Awarded to products rated Recommended for five years in a row.
Our super fund ratings
Platinum
A best value for money superannuation fund that is well balanced across all key assessment criteria – investments, fees and charges, insurance, member servicing and administration in a robust, secure and proven governance / risk framework. These funds provide features that should assist most individuals meet their retirement goals.
Gold
A good value for money superannuation fund that is strong in nearly all assessment areas but with average features and / or performance in one or more of our assessment criteria.
Silver
A reasonable value for money superannuation fund that is performing well in a number of assessment areas but with average or below average features and / or performance in a number of other areas of our assessment.
Other
An Other rated fund usually has average or below average features and / or performance across a number of assessment areas. These funds frequently have many competitors that offer superior performance and structures in a more efficient environment.