Lonsec Retirement Managed Portfolios

The Retirement Managed Portfolios are objectives-based portfolios focusing on delivering a sustainable level of income in retirement, as well as generating capital growth. These portfolios have been constructed to provide advisers flexibility in terms of meeting retirees’ income and capital objectives, which will vary depending on individual circumstances and lifestyle goals.

The objectives-based nature of the portfolios means that they have a greater focus on absolute rather than relative performance. They are also designed to reduce risks that are particularly relevant to retirees, such as capital drawdown risk, which can materially impact the longevity of a retirement portfolio, particularly in the early stages of transitioning from superannuation to pension phase of investing.

Lonsec Retirement Managed Portfolios Guide

Investment universe

The Retirement portfolios invest across a diversified range of Australian equities, global equities, property and infrastructure, and fixed interest assets. The portfolios may also invest in alternative assets. The portfolios can invest in managed funds, listed securities, managed portfolios, Exchange Traded Funds (ETFs) and cash.

Lonsec Retirement Managed Portfolio – Growth

For Periods Ending December 2023	1 mth (%)	3 mth (%)	1 yr (%)	3 yrs (%)	5 yrs (%)
Portfolio Total Return *	3.61	4.90	10.02	6.49	6.77
Peer Group Benchmark **	3.72	5.51	10.52	5.28	6.99
Excess Return	-0.11	-0.61	-0.50	1.21	-0.22
Portfolio Income Return	0.78	0.84	4.30	4.57	4.65
Excess Above Income Objective			0.30	0.57	0.65

Past performance is not a reliable indicator of future performance. Performance is calculated before taxes and other fees such as model management and platform fees and are net of underlying investment management fees. For full details of fees, please refer to the relevant platform provider. Performance is notional in nature and the actual performance of individual portfolios may differ to the performance of the Managed Portfolios. Totals presented in this report may not sum due to rounding. *Performance prior to 1 January 2016 is based on a notional portfolio. **Peer Group Benchmark is based on the Financial Express UT Peer Group Multi-Asset Indices.

Performance figures are for the periods ending December 2023

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Get in touch today to find out more about Lonsec’s Retirement Managed Portfolios, to truly align your clients investments with their personal values.

Call us on 1300 826 395 or email info@lonsec.com.au.

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Significant features

Risk profile
Av exp to growth assets
Av exp to defensive assets
Minimum timeframe
Investment objective
Benchmark

Conservative
40%
60%
3 years
4.0% p.a. long-term income objective with some capital growth
Moderate

Balanced
60%
40%
4 years
4.0% p.a. long-term income objective with moderate capital growth
Balanced

Growth
80%
20%
5 years
4.0% p.a. long-term income objective with high capital growth
Growth

Benchmark: Financial Express UT Peer Group Multi-Asset Indices

Past Performance

Lonsec Retirement Managed Portfolios

The Lonsec managed account difference

Professional expertise

Expertise and services provided by investment professionals who manage and monitor the portfolios. Sophisticated SAA and DAA processes.

Research driven managed accounts

Our managed accounts harness our established investment research, with coverage across listed and unlisted investment products.

Well-resourced and experienced

Experienced in investment research and supported by one of Australia’s largest investment research and investment consultant teams.

Rigorous governance process

With a strong risk focus, we have a well-established governance process supported by our formal Asset Allocation and Fund Manager Selection committees.

Tailored and flexible solutions

Leveraging our experience in portfolio construction, we can help you develop bespoke managed account solutions, tailored to you and your client’s needs.

Best ideas portfolio construction

Access our extensive portfolio construction expertise via our dynamic portfolio construction approach to asset allocation and fund manager selection.

Our investment philosophy

Lonsec combines a dynamic approach to asset allocation with active investment selection. To be eligible for portfolio inclusion, fund managers must meet Lonsec’s minimum quality criteria, which includes funds rated Recommended or higher by Lonsec’s investment research team.

Learn more about our investment philosophy and process

Important information: Any express or implied rating or advice is limited to general advice, it doesn’t consider any personal needs, goals or objectives. Before making any decision about financial products, consider whether it is personally appropriate for you in light of your personal circumstances. Obtain and consider the Product Disclosure Statement for each financial product and seek professional personal advice before making any decisions regarding a financial product.

Lonsec Retirement Managed Portfolios

Lonsec Retirement Managed Portfolios

Investment universe

Lonsec Retirement Managed Portfolio – Growth

Want to find out more?

Significant features

Past Performance

Balanced

Conservative

Growth

The Lonsec managed account difference

Professional expertise

Research driven managed accounts

Well-resourced and experienced

Rigorous governance process

Tailored and flexible solutions

Best ideas portfolio construction

Our investment philosophy

Contact us